About

About

We are a friendly and approachable mortgage advice company based in South London. However, we can help you wherever you are in UK. We treat all of our clients with the utmost care and attention and will always go the extra mile to secure you the best deal. Jo Jingree, our mortgage adviser and managing director brings many years of experience to help you secure the right mortgage deal for you. Jo is listed in The Times 2019 Guide to the top rated Financial Advisers, based on the outstanding client testimonials which she has received (see reviews).

At Mortgage Confidence we know that we are all different and are understanding to all circumstances and will strive to find a solution, to even the most complex of issues. We want to take the stress out of the process, so you can sit back and relax, knowing that your mortgage is in safe hands.

We work closely with lenders to provide a seamless service and have access to the whole UK mortgage market, including deals which are not available on the high street.

We help first time buyers get onto the property ladder, providing as much support as you need to navigate the complexity of buying your first home. We know how daunting it can be, and provide a reassuring hand to guide you through it. We also know the joy of getting the keys to your first home, and will do everything we can to get you the mortgage which allows you to make your dream a reality.

Jo Jingree( mortgage adviser)

We help first time buyers get onto the property ladder, providing as much support as you need to navigate the complexity of buying your first home. We know how daunting it can be, and provide a reassuring hand to guide you through it. We also know the joy of getting the keys to your first home, and will do everything we can to get you the mortgage which allows you to make your dream a reality.

We help people who want to make the next move up the property ladder too. Perhaps you’ve had a baby and need more space or want to move to a different area for work, we can help.

Jo Jingree( mortgage adviser

If you need to raise capital to extend your home, or repay some debts, we can help you remortgage to do this. Or, you maybe your current mortgage deal is going to expire soon as you’d like to explore whether it is better to remortgage or stay with your current lender and do a product switch- we can analyse this for you and provide the best advice.

Self-employed people often worry about the difficulty of getting a mortgage, because of the way their income is structured and it is often a daunting prospect to apply for a mortgage. Mortgage lenders look at self-employed income in different ways, and an experienced mortgage adviser is essential to help you navigate your way to the right lender and product which suits your situation. If you’re self-employed you will be in good hands with us- we are very experienced in helping sole traders, limited company directors and partners find the right mortgage.

Maybe you are on an interest only mortgage and are concerned about repaying the debt at the end of the term, we can help you find a solution to this.

We help people with impaired credit scores, without judgement. We understand that sometimes life circumstances lead us to miss payments, or default on our debts. We know that this can be a worry if you want to buy a new property or remortgage your current one. We have access to many specialist mortgage lenders who offer products specifically tailored to the needs of people who have a low credit score or adverse credit.

We know the Buy to let mortgage market inside out and provide expert advice to landlords, whether you are starting your journey as a buy to let investor or are an experienced landlord, we can help. Despite the recent changes to income tax and stamp duty, buy to let remains an attractive way to invest. We understand the complexities of buy to let mortgages and use this expertise to ensure you get the right buy to let mortgage to suit your circumstances.

We are great believers in protecting your loved ones financially and preparing for difficult times, should they arrive. We know it isn’t always an easy subject to approach but we deal with it sensitively taking into account each family’s situation and budget.

Whatever your mortgage need, we think trust is vital. Our ethos is we want to look after you as we would want to be looked after too. Our client reviews are a clear testimony to that.