There are many common misconceptions surrounding mortgages. From the long-standing belief that borrowers need a perfect credit score to get onto the property ladder, to the assumption that all homeowners…
Category: Credit impaired
Adverse credit doesn’t necessarily stop you from getting a mortgage — here’s why
Maybe it’s the missed credit card payments you racked up while going through your divorce, or the loan you defaulted on in 2023 after you were made redundant. Having an…
How much can I afford to borrow? Everything you need to know about mortgage affordability
How much could I borrow? Could I borrow 4 or 5 times my salary? And what mortgage could I get with a 40k income? These are just some of the…