Legal and General 2017 research study ‘Deadline to Breadline’ showed that without income the average UK employee has enough savings to last just 32 days. At Mortgage Confidence we believe it is important to think about how you would pay your mortgage and bills if you were unexpectedly unable to work due to illness or accident. We will look at your personal circumstances, such as your savings, sick pay provision and monthly essential expenditure and advise you of the cover you will need. Income protection policies don’t just replace your income when you are sick, they provide specialist help to get you back to work. We provide whole of market advice to find you the best value policy which meets your budget and protects you and your loved ones.