Sometimes life is not easy and the unexpected can happen which leads us into financial difficulties. At Mortgage Confidence we understand that sometimes large credit card bills, missed payments or defaults happen when we are made redundant, or we have to give up work to care for a sick family member. We are not here to judge you, but help you find your way out of this situation, and move on with your life and realise your ambition to buy a house. We work closely with a large number of specialist lenders who accept those with low credit scores, defaults, CCJs, mortgage arrears , missed payments, discharged IVAs and bankrupcies . Please don’t worry- call us for a confidential, sympathetic chat.